Covered call income calculator
Enter any stock you own to see your estimated monthly income from selling covered calls. No login required — just a ticker and your share count.
Enter any stock you own to see your monthly income estimate.
Harvest finds the nearest 20–40 day option expiry for your stock and identifies the 0.20–0.25 delta call — the strike that income-focused traders typically use. This strike gives you a good balance between premium collected and the probability your shares won't be called away.
The monthly estimate multiplies the option's current bid-ask midpoint by your number of contracts (1 contract = 100 shares). It uses live market data so the estimate reflects current implied volatility — higher volatility means higher premiums.
This is an estimate, not a guarantee. Actual premiums change daily with market conditions. Harvest Pro tracks your real trades and shows you actual income collected over time.