How it works

Three steps.
No experience required.

Start collecting income from your existing stocks this month.

01

Add your stocks

Enter any stock you own with 100 or more shares — AAPL, SPY, MSFT, QQQ, anything with an active options market. Harvest doesn't need your brokerage login. Just the ticker and share count.

Once entered, Harvest shows you the income potential for each holding: the estimated monthly premium, current market conditions, and whether now is a good time to sell.

02

See your income estimate

Harvest pulls live options market data and calculates what your specific holdings could earn this month. It finds the 0.20–0.25 delta call — the strike income-focused traders use — and shows you the premium in plain dollar terms.

You'll see your total portfolio income estimate, broken down by position, plus a market conditions gauge that tells you whether conditions favor selling premium right now.

03

Follow the recommendation

Harvest generates one plain-English recommendation per open position: "Sell the AAPL $195 call expiring May 16 — collect $312."

No Greeks. No jargon. Just the trade. Execute it in your brokerage in about 60 seconds. Pro users also get roll recommendations when a position needs attention, early exercise warnings before ex-dividend dates, and tax context for each trade.

Ready to start?

Free to start. No credit card. See your first income estimate in 2 minutes.

Get Harvest free →Try the calculator first